thoughts on 2018

2018 has been an exciting year with many firsts for me. First trips to US and Europe, working on cool stuff plus learning about entrepreneurship through my capstone project, and of course graduating and working and earning my own money!

Uni now feels so long ago hahaha and it feels strange being the first to graduate among my non-SUTD friends. I kind of miss uni life where company is just a “dinner tonight?” message away rather than having to plan and coordinate in advance like now. On hindsight I think I made the right choice in going to SUTD because I learnt a lot from all the projects I’ve done. Was helping Benji with his resume for applying for internships and I was pretty shocked when he said he didn’t have any projects from any mods to include, after 3 semesters doing computing.

Adulting has been interesting LOL there’s so much personal finance stuff to know that nobody really teaches you. Like the 1039842 different credit cards and savings accounts and types of insurance you should have. And how to invest your money. The whole concept of credit cards is quite weird to me… people who really need credit cards to pay for things they don’t have cash for shouldn’t be using them because the interest rate is 25% per month which is crazy high. And so people who are able to pay their bills on time and get cashback/miles seem to be benefitting at the expense of those people? Cos the banks can’t earn money from giving everyone 5% cashback when their transaction fee is only 2% right o__o Anyway I’ve done the research and DBS multiplier account is the simplest and best for fresh grads so just get that hahaha. And I’m still mostly using my DBS Visa debit card though I have the Live Fresh credit card too.

Umm what else. Work has been good, I don’t know how I was so lucky to get a job that pretty much ticks all of my ‘ideal job’ checklist that I came up with when I was researching jobs to apply for:

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